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SB&T Insurance

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SB&T Insurance, Surrey Bank's wholly-owned insurance subsidiary, is an independent insurance agency specializing in business and personal property and casualty insurance in northwest North Carolina and southwest Virginia.

From commercial and surety bonds to renter's insurance, we can help you find the best coverage for your needs. 

Our experienced staff takes the time to talk with you about your needs. We then help you sort through the various options to make sure your policy will have appropriate levels of coverage for your business and personal assets. Finally, we review the products offered by the many companies we do business with to find the best coverage for your specific needs. 

As an independent agent, SB&T Insurance has relationships with some of the best-known and most stable insurance companies in the country. That means we aren't locked into offering one specific company's product; we have the flexibility to pick and choose to find the policy that's right for you.

Contact us today for a free, no-obligation consultation.

 Insurance products are offered by Surrey Investment Services, Inc., doing business as SB&T Insurance, a subsidiary of Surrey Bank & Trust. Insurance products are not insured or guaranteed by the FDIC or any other government agency; are not deposits or other obligations of Surrey Bank & Trust; are not guaranteed by the bank; and may be subject to investment risk, including possible loss of value.

Commercial Bonds and Insurance



We offer a full line of commercial bonds and insurance products to protect your business

  • Commercial & Surety Bonds
  • Business Liability
  • Business Property
  • Business Auto
  • Workers Compensation
  • Umbrella/Excess Liability
  • Directors & Officers Liability
  • Professional Liability 

Visit us online at for more details or to request a quote.

Personal Insurance



We provide comprehensive coverage for all of your personal insurance needs.

  • Homeowners/Condo Owners
  • Renters
  • Automobile
  • Umbrella/Excess Liability
  • Recreational Vehicles
  • Personal Inland Marine 

Visit us online at for more information or to request a quote online.

Contact Us



How to contact us:

By Phone: (336) 783-3939
By Email:
By Fax: (336) 789-0774

By Mail: SB&T Insurance
               PO Box 1236
               Mount Airy, NC 27030

Visit Our Office: SB&T Insurance
                             199 North Renfro St.
                             Mount Airy, NC 27030

Office hours are from 8:30 a.m. to 5 p.m. Monday through Friday

Not FDIC Insured Not Bank Guaranteed May Lose Value
Not Guaranteed by Any Government Agency Not a Bank Deposit


External Disclaimer

You will be linking to another website not owned or operated by Surrey Bank.  Surrey Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Surrey Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Surrey Bank. 

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Email Disclaimer

Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Surrey Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact Surrey Bank by phone or at your nearest office. 

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External Link to Branded Site

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