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Surrey Bank and Trust

Online Banking

Business eBanking

E-Statements

Checking Accounts

All checking accounts require a $100 minimum opening deposit

Choice Checking

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No minimum balance and no fees when you choose electronic statements

  • No minimum balance requirements

  • Unlimited check writing

  • Overdraft Priviledge1 not available

  • $2 service charge per statement cycle for paper statements. You may elect to receive electronic statements to avoid this maintenance fee.

Surrey Checking

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Designed for customers who want Overdraft Protection

  • No minimum balance requirements

  • Unlimited check writing

  • Overdraft Privilege1 available

  • $5 maintenance fee per statement cycle 

Regular Checking

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Designed for customers with savings accounts

  • Unlimited check writing

  • Overdraft Privilege1 available

  • To avoid maintenance fees, maintain a $250 minimum daily balance in your account or a minimum daily balance of $500 in a savings account

  • $7.50 maintenance fee per statement cycle if balance requirements are not met 

Interest Checking

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An interest-bearing account for customers with other deposit accounts

  • Interest paid on ledger balance2

  • Unlimited check writing

  • Free Bill Pay Service

  • 50% discount on any size safe deposit box, subject to availability

  • Free wallet or duplicate specialty checks

  • Free cashiers's checks

  • Free notary service

  • Overdraft Privilege1 available 

  • To avoid maintenance fees, maintain a $500 minimum daily balance or a $7,000 combined daily balance in related deposit accounts

  • $15 maintenance fee per statement cycle if balance requirements are not met2

Granite Banking

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An interest-bearing account for customers who have lines of credit and/or other deposit relationships

  • Interest paid on ledger balance2

  • Unlimited check writing

  • Free Bill Pay service

  • Free 3 x 5 safe deposit box or 50% discount on a larger box, subject to availibilty

  • Free wallet or duplicate specialty checks

  • Free cashier's checks

  • Free notary service

  • Overdraft Privilege1 available

  • To avoid maintenance fees, maintain $10,000 combined daily balances in related deposit accounts or a $25,000 line of credit

  • $20 maintenance fee per statement cycle if balance requirements are not met2

Gold Checking

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An interest-bearing account that rewards higher balances

  • Tiered interest paid ledger balance2

  • Unlimited check writing

  • Free Bill Pay Service

  • Free 3" x 5" safe deposit box or 50% discount on larger box, subject to availability

  • Free wallet or duplicate specialty checks

  • Free cashier's check

  • Free notary service

  • Overdraft Privilege available1

  • To avoid maintenance fees, maintain a $25,000 minimum daily balance

  • $20 maintenance fee per statement cycle if balance requirements are not met2

1Subject to bank approval
2Fees may reduce earnings 


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