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Real Estate Loans

Our experienced lenders can help you with property purchases and/or refinancing.

Home Equity Line of Credit

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A revolving line of credit using your home as collateral

Besides a competitive variable rate, our home equity lines of credit offer numerous advantages:

  • Credit lines are available for up to 80% of the equity in your home
  • Interest-only payments
  • Lines starting at $5,000
  • Qualify for a Granite Banking Account with a credit line of $25,000 or more.
  • Possible tax advantages (Please consult your tax advisor.)


For more information or to submit a loan application, please contact us.

Home Equity Loan

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A fixed-rate term loan using your home as collateral

  • Loans available for up to 80% of the equity in your home
  • Minimum loan amount is $5,000
  • 15-year fixed rate

For more information or to submit a loan application, please contact us.

Land Loans

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Financing for noncommercial land purchases

  • Finance building lots or raw land
  • Finance up to 65% of the value
  • Rates and repayment terms to meet your needs

For more information or to submit a loan application, please contact us.

External Disclaimer

You will be linking to another website not owned or operated by Surrey Bank.  Surrey Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Surrey Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Surrey Bank. 

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Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Surrey Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact Surrey Bank by phone or at your nearest office. 

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