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Surrey Bank and Trust

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Real Estate Loans

Our experienced lenders can help you with property purchases and/or refinancing.

Home Equity Line of Credit

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A revolving line of credit using your home as collateral

Besides a competitive variable rate, our home equity lines of credit offer numerous advantages:

  • Credit lines are available for up to 80% of the equity in your home
  • Interest-only payments
  • Lines starting at $5,000
  • Qualify for a Granite Banking Account with a credit line of $25,000 or more.
  • Possible tax advantages (Please consult your tax advisor.)


For more information or to submit a loan application, please contact us.

Home Equity Loan

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A fixed-rate term loan using your home as collateral

  • Loans available for up to 80% of the equity in your home
  • Minimum loan amount is $5,000
  • 15-year fixed rate

For more information or to submit a loan application, please contact us.

Land Loans

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Financing for noncommercial land purchases

  • Finance building lots or raw land
  • Finance up to 65% of the value
  • Rates and repayment terms to meet your needs

For more information or to submit a loan application, please contact us.


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