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Surrey Bank and Trust

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Personal Loans & Lines of Credit

We offer a wide variety of consumer loans and lines of credit including home equity loan products, vehicle loans, and credit cards.

Cash Reserve Account

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A line of credit designed to provide protection against overdrafts

When you have an NSF item, we will automatically transfer funds from your Cash Reserve Account to your checking account, up to the amount of your credit limit.

Applications are subject to credit approval.

For more information or to submit a loan application, please contact us.

Installment Loans

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Financing for cars, trucks, and more

We offer a variety of fixed-rate term loans to help you finance all types of titled vehicles.

  • New and used vehicles
  • Boats
  • Trailers
  • Manufactured housing

We also offer installment loans secured by other collateral, including certificates of deposit and securities.

  • Deposit loans (secured by a CD or savings account)
  • Marketable securities loans (secured by stocks or other securities)  

For more information or to submit a loan application, please contact us.

Ready Cash Line

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An unsecured line of credit

These revolving lines of credit can be used for any purpose:

  • Set up for one year, but may be renewed annually with approved credit
  • Lines starting at $2,500 are available
  • Variable rate, based on Wall Street Journal prime

For more information or to submit a loan application, please contact us.


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