Skip to Content
Surrey Bank and Trust

Online Banking

Digital One Business


Personal Loans & Lines of Credit

We offer a wide variety of consumer loans and lines of credit including home equity loan products, vehicle loans, and credit cards.

Cash Reserve Account



A line of credit designed to provide protection against overdrafts

When you have an NSF item, we will automatically transfer funds from your Cash Reserve Account to your checking account, up to the amount of your credit limit.

Applications are subject to credit approval.

For more information or to submit a loan application, please contact us.

Installment Loans



Financing for cars, trucks, and more

We offer a variety of fixed-rate term loans to help you finance all types of titled vehicles.

  • New and used vehicles
  • Boats
  • Trailers
  • Manufactured housing

We also offer installment loans secured by other collateral, including certificates of deposit and securities.

  • Deposit loans (secured by a CD or savings account)
  • Marketable securities loans (secured by stocks or other securities)  

For more information or to submit a loan application, please contact us.

Ready Cash Line



An unsecured line of credit

These revolving lines of credit can be used for any purpose:

  • Set up for one year, but may be renewed annually with approved credit
  • Lines starting at $2,500 are available
  • Variable rate, based on Wall Street Journal prime

For more information or to submit a loan application, please contact us.

External Disclaimer

You will be linking to another website not owned or operated by Surrey Bank.  Surrey Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Surrey Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Surrey Bank. 

If you "Proceed", the link will open in a new window.



Email Disclaimer

Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Surrey Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact Surrey Bank by phone or at your nearest office. 

 If you "Proceed", the link will open a new email message in your default email program.


External Link to Branded Site

You will be linking to another site managed by Surrey Bank. If you "Proceed", the link will open in a new window.


  Documents in Portable Document Format (.PDF) require Adobe Acrobat Reader 5.0 or higher to view. Download it now.