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Surrey Bank and Trust

Online Banking

Business eBanking

E-Statements

Cash Management Services

We offer a variety of services to help you manage your finances.

ACH Services

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ACH (Automated Clearing House) transactions are a simple, cost-efficient way to move money

Commercial Checking customers who use Business eBanking can pay employees, suppliers, and vendors; collect recurring customer payments; and move money between multiple locations quickly and securely.  

Customers using ACH can:

  • Automate the disbursement process
  • Reduce check printing and processing costs
  • Eliminate wire transfer costs
  • Improve security
  • Improve control over payables
  • Improve account reconciliation

Please contact your branch or call (336) 783-3924 for more information about ACH.

Positive Pay

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Protect yourself against check fraud

With Positive Pay, customers who use Business eBanking can upload a file showing checks issued that day. This file contains the date, check number, amount and payee.

When a check is presented for payment, it is matched against the issued items file. If there are discrepancies, customers are asked to review the exception items and decide if an item should be paid.

For more information, please contact (336) 783-3926.

Remote Merchant Capture

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Deposit checks without leaving the office

Remote Merchant Capture

Designed for business customers who deposit large numbers of checks, Remote Merchant Capture allows customers to use a desktop scanner and their computer to make deposits electronically. Please call (336) 783-3924 for additional information.

Sweep Accounts

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A convenient way to put idle balances to work

All Sweep Accounts require a Commercial Analysis Checking Account

Zero-Balance Account

  • This special disbursement account is funded on an as-needed basis through a linked commercial checking account.
    This eliminates idle balances while providing separate audit trails for specific types of disbursement, such as payroll.

Surrey Sweep Account

  • Automatically invests checking account funds above a pre-determined target balance into a special money market account paying a competitive yield.
  • Automatically sweeps funds back to commercial checking account if balance falls below a pre-determined target balance.
  • Sweeps from a money market to a checking account are limited to six per month.

Surrey Line of Credit Sweep (Autoborrow)*

 A revolving line of credit is useful for covering your business expenses, but you don’t want to pay interest on more than you need. Using Surrey Bank & Trust’s Autoborrow service provides a convenient way to manage your cash flow.

  • Automatically draws funds when you need them
  • Automatically pays down your balance when funds are available

 This will you keep interest expenses at a minimum. You’ll also eliminate manual tracking and transfers.

Surrey Sweep Repo Account

  • Automatically invests checking account funds above a pre-determined target balance into a short-term investment account
  • Automatically sweeps funds back to commercial checking account if balance falls below a pre-determined target balance. 

 *For commercial credit clients only, subject to credit approval and availability on line of credit facility. 


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