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Surrey Bank and Trust

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Credit Cards

Surrey Bank & Trust now offers three credit card options, giving you the flexibility to pick the one that's best for your business.

Small Business Rewards Visa®

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Earn rewards for each dollar spent

  • Earn one point per dollar on net purchases.
  • No cap on points you can earn and points never expire.
  •  No annual fee
  •  Receive a 0% Intro APR on purchases and balance transfers for 6 months.
  • After that, variable APR based on your creditworthiness. See Important Disclosures.
  • Redeem points for merchandise, rental cars, cruises, hotels and airline travel*.  
  • Manage and redeem your rewards online.Visit www.cRewardsCard.com for details.
  • Apply online

 

* Tickets are good on any airline with no blackout dates. Points don't expire.

Small Business Cash Rewards Visa®

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Unlimited 1% cash back on purchases

  • No annual fee
  • Receive a 0% Intro APR on purchases and balance transfers for six months.
  • After that, variable APR based on your creditworthiness. See Important Disclosures.
  • Earn unlimited 1% cash back on net purchases. Cash rewards don’t expire as long as your account remains open.
  • Redeem for a statement credit anytime. Redemptions starting at $25.
  • Apply online

Small Business Edition Visa®

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A basic, no-frills credit card

  •  No Annual Fee
  • 0% Intro APR on purchases and balance transfers for 6 months. 
  • After that, variable APR based on your creditworthiness. See Important Disclosures.
  • Apply online

 

Other Benefits

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No matter which of our Small Business Visa® cards you choose, you will enjoy these benefits

  •  Additional employee cards are available at no added cost. 
  • You can set spending limits on each card; request consolidated statements; and generate transaction reports. 
  •  $0 liability for unauthorized transactions
  • Text or email alerts if suspicious activity occurs on your account
  • Chip technology for additional protection against in-store fraud
  • 24/7 U.S. based customer service. Call (800) 883-0131 to report lost or stolen cards, make balance inquiries and more.
  • Consolicated statements available upon request
  • Expense management system integration
  • Mobile payments using Apple Pay™, Android Pay™, and Samsung Pay™.
  • Administrative access to online account management
  • Business account concierge
  • Travel Accident Insurance1 and Auto Rental Collision Damage Waiver2.

 

1Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
2To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company. Restrictions apply if you have personal automobile insurance covering this theft or damage.

Customer Service Information

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24/7 Customer Service by phone or online

  • Call (800) 883-0131 to report lost or stolen cards, make payments, check your balance and find the answers to other customer service questions.
  • Online account access lets you make payments, set up autopay, set up alerts, download data to financial mangement software, dispute charges, view past and current statements and more.
  • Billing address:

    TCM Bank
    PO Box 6818
    Carol Stream, IL 60197-6818


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