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Surrey Bank and Trust

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Credit Cards

Surrey Bank & Trust now offers three credit card options, giving you the flexibility to pick the one that's best for your business.

Small Business Rewards Visa®



Earn rewards for each dollar spent

  • Earn one point per dollar on net purchases.
  • No cap on points you can earn and points never expire.
  •  No annual fee
  •  Receive a 0% Intro APR on purchases and balance transfers for 6 months.
  • After that, variable APR based on your creditworthiness. See Important Disclosures.
  • Redeem points for merchandise, rental cars, cruises, hotels and airline travel*.  
  • Manage and redeem your rewards online.Visit for details.
  • Apply online


* Tickets are good on any airline with no blackout dates. Points don't expire.

Small Business Cash Rewards Visa®



Unlimited 1% cash back on purchases

  • No annual fee
  • Receive a 0% Intro APR on purchases and balance transfers for six months.
  • After that, variable APR based on your creditworthiness. See Important Disclosures.
  • Earn unlimited 1% cash back on net purchases. Cash rewards don’t expire as long as your account remains open.
  • Redeem for a statement credit anytime. Redemptions starting at $25.
  • Apply online

Small Business Edition Visa®



A basic, no-frills credit card

  •  No Annual Fee
  • 0% Intro APR on purchases and balance transfers for 6 months. 
  • After that, variable APR based on your creditworthiness. See Important Disclosures.
  • Apply online


MyCard Statement website maintenance



Please be aware that the MyCardStatement website will be unavailable due to maintenance from 10:30pm ET on Friday, May 17 until 8am ET on Monday, May 20, 2019.

You will see an announcement on the MyCardStatement homepage starting April 18, 2019. A message will also be displayed during the website downtime.

Pay-by-phone fees will be waived while the website is down. If you need to make a payment, please call the Customer Contact Center at 1-800-883-0131.

Other Benefits



No matter which of our Small Business Visa® cards you choose, you will enjoy these benefits

  •  Additional employee cards are available at no added cost. 
  • You can set spending limits on each card; request consolidated statements; and generate transaction reports. 
  •  $0 liability for unauthorized transactions
  • Text or email alerts if suspicious activity occurs on your account
  • Chip technology for additional protection against in-store fraud
  • 24/7 U.S. based customer service. Call (800) 883-0131 to report lost or stolen cards, make balance inquiries and more.
  • Consolicated statements available upon request
  • Expense management system integration
  • Mobile payments using Apple Pay™, Android Pay™, and Samsung Pay™.
  • Administrative access to online account management
  • Business account concierge
  • Travel Accident Insurance1 and Auto Rental Collision Damage Waiver2.


1Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
2To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company. Restrictions apply if you have personal automobile insurance covering this theft or damage.

Customer Service Information



24/7 Customer Service by phone or online

  • Call (800) 883-0131 to report lost or stolen cards, make payments, check your balance and find the answers to other customer service questions.
  • Online account access lets you make payments, set up autopay, set up alerts, download data to financial mangement software, dispute charges, view past and current statements and more.
  • Billing address:

    TCM Bank
    PO Box 6818
    Carol Stream, IL 60197-6818

External Disclaimer

You will be linking to another website not owned or operated by Surrey Bank.  Surrey Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Surrey Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Surrey Bank. 

If you "Proceed", the link will open in a new window.



Email Disclaimer

Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Surrey Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact Surrey Bank by phone or at your nearest office. 

 If you "Proceed", the link will open a new email message in your default email program.


External Link to Branded Site

You will be linking to another site managed by Surrey Bank. If you "Proceed", the link will open in a new window.


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