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Surrey Bank and Trust

Online Banking

Digital One Business


Our COVID 19 Precautions

Our lobbies are now open at the Main Office, Rockford, Pilot Mountain, Stuart, Elkin and North Wilkesboro. The West Pine Branch will continue to be drive-through only.

In accordance with new guidance from the CDC and the State of North Carolina, it is recommended that unvaccinated persons wear a face covering and safely social distance. If you need a face covering, we will provide one.

If you have routine transactions, such as balance inquiries, check deposits or cash withdrawals, we encourage you to take advantage of the many alternatives we make available:

  • Drive-through service is available at all locations from 8:30 a.m. to 5:30 p.m. Monday through Thursday and from 8:30 a.m. to 6 p.m. on Friday. In addition, drive-through service is available from 9 a.m. to 12 noon at the Main Office and Stuart. 
  • Drive-up ATMs are available at all locations.
  • Online Banking
  • Business eBanking
  • Online Banking customers may also download our Mobile Banking app.

 In addition, all branch locations and our Operations Center are fully staffed with employees who can answer questions and help you facilitate your transactions. Please visit  Locations and Hours for branch phone numbers, You may also contact us using the  Contact Us form or by emailing 

For your security, please do not include any sensitive account or personal information when emailing us.  Please remember that Surrey Bank employees will never call, text or send emails requesting your account number, Social Security number, Debit Card number, PIN or other personal information.  If you should receive such a message by phone, text or email, DO NOT REPLY.  Please contact us at once to report any issues.     

External Disclaimer

You will be linking to another website not owned or operated by Surrey Bank.  Surrey Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Surrey Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Surrey Bank. 

If you "Proceed", the link will open in a new window.



Email Disclaimer

Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Surrey Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact Surrey Bank by phone or at your nearest office. 

 If you "Proceed", the link will open a new email message in your default email program.


External Link to Branded Site

You will be linking to another site managed by Surrey Bank. If you "Proceed", the link will open in a new window.


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