• First Savings
• Passbook Savings
• Statement Savings
• Money Market

First Savings

• For customers age 17 and younger
• $25 minimum opening deposit required
• No service charges
• No minimum balance requirements
• No ATM/debit card available
• No ACH or EFT transactions allowed

Passbook Savings

• $25 minimum opening deposit required
• Tiered interest rates¹
• Deposits and withdrawals by passbook only
• No ATM/debit card available
• No preauthorized ACH or EFT transactions allowed
• 3 withdrawals per month at no charge
• $5 per withdrawal in excess of 3 per month¹
• To avoid service charges, maintain a $25 minimum balance
• $3 per month service charge if balance requirements are not met¹

Statement Savings

• $100 minimum opening balance required
• No ATM/debit card available
• ACH transactions accepted
• $1 per withdrawal in excess of 3 per month¹
• To avoid service charges, maintain a $100 minimum balance or a $200 average balance
• $3 per month service charge¹ if balance requirements are not met
• No more than 6 withdrawals per month

Money Market

• $1,000 minimum opening balance required
• Tiered interest rates¹
• First order of checks is free
• Tiered interest rates
• No more than 6 withdrawals (preauthorized, automatic by computer or telephone transfer, or check) per statement cycle, with no more than 3 by check
• $4 fee for each check in excess of 3 per statement cycle¹
• To avoid service charges, maintain a $1,000 minimum balance
• $4 service charge per statement cycle if balance requirements are not met ¹

¹ Fees may reduce earnings