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All Checking Accounts require a $100 minimum opening deposit.

Student Checking

  • No minimum balance requirements
  • Free imaged statements
  • No-fee ATM/debit card
  • $.25 per debit over 20 per statement cycle
  • No fee for up to 20 debits per statement cycle
  • Online Banking (age 18 and older)

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FREE Checking

  • No minimum balance requirements
  • No monthly service charges
  • Unlimited check writing
  • Overdraft Privilege not available
  • No-fee ATM/Debit card
  • Free imaged statements
  • Online Banking

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Surrey Checking

  • No minimum balance requirements
  • Free imaged statements
  • No-fee ATM/debit card1
  • Overdraft Privilege available2
  • Unlimited check writing
  • Online Banking
  • $4 service charge

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Regular Checking

  • Unlimited check writing
  • Free imaged statements
  • No-fee ATM/debit card1
  • Overdraft Privilege available2
  • Online Banking
  • No service charge when you maintain a $250 minimum balance,
         $750 average balance or a $500 minimum balance in a savings account
  • $7.50 service charge if balance requirements are not met

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Interest Checking

  • Unlimited check writing
  • Free imaged statements
  • No-fee ATM/debit card1
  • Overdraft Privilege available2
  • Interest paid on ledger balance3
  • Online Banking
  • No service charge when you maintain a $500 minimum balance or $1,000 average
         balance or a $2,000 minimum balance in related deposit accounts
  • $9 service charge if balance requirements are not met

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Super Senior Checking

  • Age 50 and over
  • Unlimited check writing
  • Free imaged statements
  • No-fee ATM/debit card1
  • Overdraft Privilege available2
  • Free wallet checks
  • Free travelers checks
  • Free cashier's checks
  • Free notary service
  • Free 3 x 5 safe deposit box
  • Interest paid on ledger balance3
  • Online Banking
  • Free Bill Pay service
  • No service charge when you maintain a $500 minimum balance or a $2,500
         minimum balance in savings accounts or a $7,000 balance in related deposit
         accounts
  • $14 service charge if balance requirements are not met.

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Premier Banking

  • Unlimited check writing
  • Free imaged statements
  • No-fee ATM/debit card1
  • Overdraft Privilege available2
  • No fee for first order of wallet checks
  • Free travelers checks
  • Free cashier's checks
  • Free notary service
  • 50% discount on a safe deposit box
  • Interest paid on ledger balance3
  • Online Banking
  • Free Bill Pay service
  • No service charge when you maintain a $2,500 minimum balance in savings,
         a $5,000 minimum balance in related deposit accounts or a $15,000 line of credit
  • $15 service charge if balance requirements are not met

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Granite Banking

  • Unlimited check writing
  • Free imaged statements
  • No-fee ATM/debit card1
  • Overdraft Privilege available2
  • Free specialty wallet checks
  • Free travelers checks
  • Free cashier's checks
  • Free notary service
  • Free 3 x 5 safe deposit box or 50% discount on a larger box
  • Interest paid on ledger balance 3
  • Online Banking
  • Free Bill Pay service
  • No service charge when you maintain a $25,000 minimum balance in related deposit
         accounts or a $50,000 line of credit
  • $20 service charge if balance requirements are not met

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Gold Checking

  • Unlimited check writing
  • Free imaged statements
  • No-fee ATM/debit card1
  • Overdraft Privilege available2
  • Free specialty wallet checks
  • Free travelers checks
  • Free cashier's checks
  • Free notary service
  • Free 3 x 5 safe deposit box or 50% discount on a larger box
  • Interest paid on ledger balance 3
  • Online Banking
  • Free Bill Pay
  • No service charge when you maintain a $25,000 minimum balance
  • $20 service charge if balance requirements are not met.

¹ Although Surrey Bank & Trust does not charge customers for using ATMs operated by another institution, please remember that you you may be subject to fees charged by the institution that owns the ATM.

² Subject to bank approval

³ Fees may reduce earnings

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