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Mortgages
Whether you’re building or buying a new house or refinancing your existing home, the experienced real estate loan officers at in our Mortgage Department can help you find a mortgage with the rate and terms that meet your needs.

Home Equity Lines of Credit
Besides a competitive variable rate, our home equity lines of credit offer numerous advantages:

  • Credit lines are available for up to 100% of the equity in your home
  • Interest-only payments
  • Lines starting at $5,000 are available
  • Qualify for a Premier Banking or Granite Banking
         checking account when you open a line of $15,000 or more.
  • Possible tax advantages (Please consult your tax advisor)

Home Improvement Loan
With our fixed-rate home improvement loan program, you may be able to borrow up to 100% of the equity in your home for qualifying improvements. Repayment terms of up to ten years are available.
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Cash Reserve Account
This custom line of credit for personal banking customers covers you in the event of an accidental overdraft.

Installment loans

  • New and used vehicles
  • Recreational vehicles
  • Financing for other personal needs

Credit cards

  • Prime Advantage Visa® or Mastercard®
          with no annual fee
  • Platinum Advantage Visa®

For more information about our personal loan products or to obtain a loan application, please contact us or visit your nearest Surrey Bank & Trust office.

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Business Loans
At Surrey Bank & Trust, you’ll find a comprehensive selection of credit services for new and growing businesses, as well as experienced loan officers who’ll work with you to find the best financing solutions for your business.

Because we are locally owned, our credit decisions are made here, by lenders who understand the communities we serve.

Commercial Loan Services

  • Operating Lines of Credit
  • Equipment Financing
  • Commercial Real Estate
  • Small Business Administration Loans
  • USDA Rural Development Loans

Agricultural Loans

  • Operating Lines of Credit
  • Equipment Financing
  • Land or Buildings
  • Livestock
  • Farm Service Agency Loans

For more information about our personal loan products or to obtain a loan application, please contact us or visit your nearest Surrey Bank & Trust office.

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