Personal Savings

First Savings

  • For customers age 17 and younger
  • $25 minimum opening deposit required
  • No maintenance fees
  • No minimum balance requirements
  • No debit card available
  • No ACH or EFT transactions allowed

Passbook Savings

  • $25 minimum opening deposit required
  • Tiered interest rates paid on ledger balance1
  • Deposits and withdrawals by passbook only
  • No debit card available
  • No preauthorized ACH or EFT transactions allowed
  • 6 withdrawals per month at no charge
  • $5 per withdrawal in excess of 6 per month1
  • To avoid maintenance fees, maintain a $25 minimum balance
  • $3 per statement cycle maintenance fee if balance requirements are not met1

Statement Savings

  • $100 minimum opening balance required
  • No debit card available
  • ACH transactions accepted
  • $1 per withdrawal in excess of 6 per month1
  • To avoid maintenance fees, maintain a $100 minimum balance or a $200 average balance per statement cycle
  • $3 maintenance fee per statement cycle if balance requirements are not met1
  • No more than 6 withdrawals per month

Money Market

  • $1,000 minimum opening balance required
  • Tiered interest rates paid on ledger balance1
  • No debit card available
  • First order of checks is free
  • No more than 6 withdrawals (checks, POS/debit transactions, overdraft protection transfer, telephone transfer, ACH transactions and online bill payments) per statement cycle
  • $4 fee for each withdrawal in excess of 6 per statement cycle1
  • To avoid maintenance fees, maintain a $1,000 minimum balance
  • $4 per month maintenance fee if balance requirements are not met1

1Fees may reduce earnings