Personal Savings

Passbook Savings

  • $25 minimum opening deposit required
  • Tiered interest rates paid on ledger balance1
  • Deposits and withdrawals by passbook only
  • No debit card available
  • No preauthorized ACH or EFT transactions allowed
  • 6 withdrawals per month at no charge2
  • $5 per withdrawal in excess of 6 per month1
  • To avoid maintenance fees, maintain a $25 minimum balance
  • $3 per statement cycle maintenance fee if balance requirements are not met1

Statement Savings

  • $100 minimum opening balance required
  • No debit card available
  • ACH transactions accepted
  • 6 withdrawals per month at no charge2
  • No more than 6 withdrawals (transfers by telephone, mobile or online banking, overdraft transfers to another Surrey Bank & Trust account, ACH or ATM debit) per statement cycle2
  • $1 per withdrawal in excess of 6 per month¹
  • To avoid maintenance fees, maintain a $100 minimum daily balance or a $200 average balance
  • $3 maintenance fee per statement cycle if balance requirements are not met¹

 

Money Market

  • Tiered interest rates paid on ledger balance¹
  • No debit card available
  • First order of checks is free
  • No more than 6 withdrawals (checks, transfers by telephone, mobile or online banking, overdraft transfers to another Surrey Bank & Trust account, ACH, or ATM or POS debit) per statement cycle2
  • $4 fee for each withdrawal in excess of 6 per statement cycle¹
  • To avoid maintenance fees, maintain a $1,000 minimum daily balance
  • $4 maintenance fee per statement cycle if balance requirements are not met¹

¹Fees may reduce earnings.

2Account may be closed if withdrawals exceed six per statement cycle for three consecutive statement cycles.