Personal Savings

First Savings
Passbook Savings
Statement Savings
Money Market

First Savings

For customers age 17 and younger
$25 minimum opening deposit required
No maintenance fees
No minimum balance requirements
No debit card available
No ACH or EFT transactions allowed

Passbook Savings

$25 minimum opening deposit required
Tiered interest rates paid on ledger balance¹
Deposits and withdrawals by passbook only
No debit card available
No preauthorized ACH or EFT transactions allowed
6 withdrawals per month at no charge
$5 per withdrawal in excess of 6 per month¹
To avoid maintenance fees, maintain a $25 minimum balance
$3 per statement cycle maintenance fee if balance requirements are not met¹

Statement Savings

$100 minimum opening balance required
No debit card available
ACH transactions accepted
$1 per withdrawal in excess of 6 per month¹
To avoid maintenance fees, maintain a $100 minimum balance or a $200 average balance per statement cycle
$3 maintenance fee per statement cycle if balance requirements are not met¹
No more than 6 withdrawals per month

Money Market

$1,000 minimum opening balance required
Tiered interest rates paid on ledger balance¹
No debit card available
First order of checks is free
No more than 6 withdrawals (checks, POS/debit transactions, overdraft protection transfer, telephone transfer, ACH transactions and online bill payments) per statement cycle
$4 fee for each withdrawal in excess of 6 per statement cycle¹
To avoid maintenance fees, maintain a $1,000 minimum balance
$4 per month maintenance fee if balance requirements are not met¹

¹Fees may reduce earnings

Online Banking / Bill Pay

Surrey Bank & Trust

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