Overdraft Protection

Overdraft Privilege

This service is made available to qualified checking customers 30 days after an account is opened. If you opt-in for Overdraft Privilege1, we will honor any NSF items (up to a maximum of $500, including AOD fees).

 

Cash Reserve Account

With this personal line of credit, whenever you have an NSF item, we will automatically transfer funds from your Cash Reserve Account to your checking account, up to the amount of your credit limit.

Applications are subject to credit approval.

 

Linked Accounts

Upon request, you can link your checking account to another Surrey Bank & Trust account. If you should have an NSF item, we will automatically transfer funds from the linked account to your checking account.

 

For more information or to open an account, please contact us.

1Subject to bank approval.

 

What You Need to Know About Overdrafts and Overdraft Fees