Overdraft Protection

Overdraft Privilege

Overdraft Privilege is available to qualified customers 30 days after a checking account is opened. If you qualify for Overdraft Privilege, we may honor your NSF items, up to a maximum of $500. Your account will be debited for the normal $30 per item overdraft fee.


Cash Reserve Account

This personal line of credit is activated whenever you have an NSF item. We will automatically transfer funds (in $100 increments) from your Cash Reserve Account to your checking account, up to the amount of your Cash Reserve credit limit.


Linked Accounts

You may link your checking account to a savings account or a traditional line of credit.


For more information or to open an account, please contact us.


What You Need to Know About Overdrafts and Overdraft Fees