Personal Checking

All checking accounts require a $100 minimum opening deposit.

Choice Checking

  • No minimum balance requirements
  • No monthly maintenance fees
  • Free eStatements; $1 per statement charge for paper statements
  • Unlimited check writing
  • Overdraft Privilege not available
  • No-fee debit card 1
  • Online Banking

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Surrey Checking

  • No minimum balance requirements
  • No-fee debit card 1
  • Overdraft Privilege available 2
  • Unlimited check writing
  • Online Banking
  • $5 maintenance fee per statement cycle

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Regular Checking

  • Unlimited check writing
  • No-fee debit card 1
  • Overdraft Privilege available 2
  • Online Banking
  • No maintenance fee when you maintain a $250 minimum balance,
    $750 average balance or a $500 minimum balance in a savings account
  • $7.50 maintenance fee per statement cycle if balance requirements are not met

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Interest Checking

  • Unlimited check writing
  • No-fee debit card 1
  • Overdraft Privilege available 2
  • Interest paid on ledger balance 3
  • Online Banking
  • No maintenace fees when you maintain a $500 minimum balance or $1,000 average
    balance or a $2,000 minimum balance in related deposit accounts
  • $9 maintenance fee per statement cycle if balance requirements are not met 3

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Super Senior Checking

  • Age 50 and over
  • Unlimited check writing
  • No-fee debit card 1
  • Overdraft Privilege available 2
  • Free wallet or duplicate specialty checks
  • Free travelers checks
  • Free cashier's checks
  • Free notary service
  • Free 3 x 5 safe deposit box
  • Interest paid on ledger balance 3
  • Online Banking
  • Free Bill Pay
  • No maintenance fee when you maintain a $500 minimum balance or a $2,500
    minimum balance in savings accounts or a $7,000 balance in related deposit
    accounts
  • $14 maintenance fee per statement cycle if balance requirements are not met 3

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Premier Banking

  • Unlimited check writing
  • No-fee debit card 1
  • Overdraft Privilege available 2
  • No fee for first order of wallet or duplicate specialty checks
  • Free travelers checks
  • Free cashier's checks
  • Free notary service
  • 50% discount on a safe deposit box
  • Interest paid on ledger balance 3
  • Online Banking
  • Free Bill Pay
  • No maintenance fees when you maintain a $2,500 minimum balance in savings,
    a $5,000 minimum balance in related deposit accounts or a $15,000 line of credit
  • $15 maintenance fee per statement cycle if balance requirements are not met 3

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Granite Banking

  • Unlimited check writing
  • No-fee debit card 1
  • Overdraft Privilege available 2
  • Free wallet or duplicate specialty checks
  • Free travelers checks
  • Free cashier's checks
  • Free notary service
  • Free 3 x 5 safe deposit box or 50% discount on a larger box
  • Interest paid on ledger balance 3
  • Online Banking
  • Free Bill Pay
  • Free ID Protection Service™ monthly Single Bureau Monitoring
  • No maintenance fees when you maintain a $25,000 minimum balance in related deposit
    accounts or a $50,000 line of credit
  • $20 maintenance fee per statement cycle if balance requirements are not met 3

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Gold Checking

  • Unlimited check writing
  • No-fee debit card 1
  • Overdraft Privilege available 2
  • Free wallet or duplicate specialty checks
  • Free travelers checks
  • Free cashier's checks
  • Free notary service
  • Free 3 x 5 safe deposit box or 50% discount on a larger box
  • Interest paid on ledger balance 3
  • Online Banking
  • Free Bill Pay
  • Free ID Protection Service™ monthly Single Bureau Monitoring
  • No maintenance fees when you maintain a $25,000 minimum balance
  • $20 maintenance fee if balance requirements are not met 3

1Although Surrey Bank & Trust does not charge customers for using ATMs operated by another institution, please remember that you may be subject to fees charged by the institution that owns the ATM.

2 Subject to bank approval

3 Fees may reduce earnings

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