Personal Checking

All checking accounts require a $100 minimum opening deposit.

 

Choice Checking

  • No minimum balance requirements
  • Unlimited check writing
  • Overdraft Privilege1 not available
  •  $1 service charge per statement cycle for paper statements. You may elect to receive electronic statements to avoid this service charge.

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Surrey Checking

  • No minimum balance requirements
  • Unlimited check writing
  • Overdraft Privilege1 available
  • $5 maintenance fee per statement cycle

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Regular Checking

  • Unlimited check writing
  • Overdraft Privilege1 available
  • To avoid maintenance fees, maintain a $250 minimum daily balance or a minimum daily balance of $500 in a savings account
  • $7.50 maintenance fee per statement cycle if balance requirements are not met

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Interest Checking

  • Interest paid on ledger balance2
  • Unlimited check writing
  • Free Bill Pay service
  • 50 percent discount on any size safe deposit box, subject to availability
  • Free wallet or duplicate specialty checks
  • Free cashier’s checks
  • Free notary service
  • Overdraft Privilege1 available
  • To avoid maintenance fees, maintain a $500 minimum daily balance or $7,000 combined daily balances in related deposit accounts
  • $15 maintenance fee per statement cycle if balance requirements are not met2

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Granite Banking

  • Interest paid on ledger balance2
  • Unlimited check writing
  • Free Bill Pay service
  • Free 3" x 5" safe deposit box or 50 percent discount on larger box, subject to availability
  •  Free wallet or duplicate specialty checks
  •  Free cashier’s checks
  • Free notary service
  • Overdraft Privilege1 available
  • To avoid maintenance fees, maintain $10,000 combined daily balances in related deposit accounts or a $25,000 line of credit
  • $20 maintenance fee per statement cycle if balance requirements are not met2

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Gold Checking

  • Tiered interest paid on ledger balance2
  • Unlimited check writing
  • Free Bill Pay service
  • Free 3" x 5" safe deposit box or 50 percent discount on larger box, subject to availability
  • Free wallet or duplicate specialty checks
  • Free cashier’s checks
  • Free notary service
  • Overdraft Privilege1 available
  • To avoid maintenance fees, maintain a $25,000 minimum daily balance
  • $20 maintenance fee per statement cycle if balance requirements are not met2

1Subject to bank approval

2 Fees may reduce earnings

 

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