Other Real Estate Loans

Home Equity Line of Credit

Besides a competitive variable rate, our home equity lines of credit offer numerous advantages:

  • Credit lines are available for up to 89% of the equity in your home
  • Interest-only payments
  • Lines starting at $5,000 are available
  • Qualify for a Premier Banking or Granite Banking checking account when you open a line of $15,000 or more.
  • Possible tax advantages (Please consult your tax advisor)

Home Improvement Loan

With our fixed-rate home improvement loan program, you may be able to borrow up to 89% of the equity in your home for qualifying improvements. Repayment terms of up to 10 years are available.

 

In-House Mortgages (for non-conforming properties)

 

Land loans (for non-commercial properties only)

 

Second Mortgages

  • Loans available for up to 89% of the equity in your home
  • Minimum loan amount is $5,000
  • Fixed rate
  • Five-year term, with a maximum 15- year amortization

Surrey Line Plus

  • Credit lines are available for 90% or more of your home’s loan-to-value
  • Interest-only payments
  • Lines starting at $5,000 are available
  • Qualify for a Premier Banking or Granite Banking checking account when you open a line of $15,000 or more.
  • Possible tax advantages (Please consult your tax advisor)

For more information about our personal loan products or to obtain a loan application, please contact us.