Personal Credit Cards

We now offer three different Visa® cards, so you can pick the one that best fits your needs and spending habits.

Platinum Visa®

  • Low APR
  • No annual fee
  • 0% intro APR1 on purchases for the first 6 billing cycles
  • 0% intro APR1 on balance transfers for the first 6 billing cycles

Platinum Rewards Visa®

  • 1 point (redeemable for cash, travel and gift certificates or merchandise) for each $1 spent2
  • No annual fee
  • 0% intro APR1 on purchases for the first 6 billing cycles
  • 0% intro APR1 on balance transfers for the first 6 billing cycles
  • Manage and redeem your points online at www.managemyrew.com

Cash Rewards Visa®

  • Get 1% cash back on all purchases. You’ll automatically receive a $50 check for each $5,000 you spend3
  • No annual fee
  • 0% intro APR1 on purchases for the first 6 billing cycles
  • 0% intro APR1 on balance transfers for the first 6 billing cycles

All our personal credit cards offer

  • Online account access
  • $1,000,000 travel accident insurance
  • Car rental insurance
  • Zero liability protection on unauthorized purchases4
  • Free cell phone insurance when you pay your cell phone bill with your Surrey Bank credit card.

To apply, pick up an application at any Surrey Bank location or call 1-866-274-2328.

 

Platinum Visa®, Platinum Rewards Visa® and Cash Rewards Visa® Customer Service

Call 1-877-881-6018 or click here to report lost or stolen cards, make payments, check your balance and find the answers to other customer service questions.

To manage and redeem your Platinum Rewards Visa® points, click here.

 

New Billing Address

Effective December 8, 2012, credit card payments should be sent to:

Card Center
PO Box 740846
Cincinnati, OH 45274-0846

 

 

Everyday Card Customer Service

If your credit card was converted to an "Everyday Card," please call 1-855-446-5189 with all customer service requests, including cancelling lost or stolen cards.

 

1 0% introductory Annual Percentage Rate for the first 6 billing cycles. After that, your APR will be 10.99% to 21.99% based on your credit worthiness. This APR will vary with the market, based on WSJ Prime Rate. 
We may end your introductory APR for purchases and balance transfers and apply the APR in effect or the penalty APR if you make a late payment, exceed your account credit limit, make a payment that is returned or use a convenience check that is not honored.

2Net purchases are defined as the dollar value of goods and services purchased with the card, minus any credits, returns or other adjustments reflected on monthly statements.

3Available prizes and point levels are subject to change without notice. Sample listing only. Full program details provided after account is open.

4Visa Zero Liability covers US-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your credit card issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please contact your issuer.