Choose the Surrey Bank & Trust Visa© that meets your needs.
Apply online or stop by any Surrey Bank location for a paper application.
- Low APR
- No annual fee
- 0% intro APR1 on purchases for the first 6 billing cycles
- 0% intro APR2 on balance transfers for the first 6 billing cycles
Business Rewards Visa®
- 1 point (redeemable for cash, travel and gift certificates or merchandise) for each $1 spent3 4
- No annual fee
- 0% intro APR5 on purchases for the first 6 billing cycles
Both of our business credit cards offer:
- Online account access
- $400,000 travel accident insurance
- Car rental insurance
- Zero Liability protection on unauthorized purchases
- Your choice of billing options
Due to regulatory changes, the Mastercard gift card redemption option is temporarily unavailable. Please visit Manage My Rewards or call 1-877-881-6018 for other gift card options. You can redeem your points for other gift cards or you may request a check.
Business Visa® and Business Rewards Visa® Customer Service
Call 1-877-881-6018 or click here.
New Billing Address
Please send card payments to:
PO Box 740846
Cincinnati, OH 45274-0846
Everyday Card Customer Service
If your credit card has been converted to an "Everyday Card", please call 1-855-446-5189 with all customer service requests, including cancelling lost or stolen cards.
10% introductory Annual Percentage Rate for purchases during the first 6 billing cycles. After that, your APR will be 12.99% to 16.99% based on our review of your application and credit history. This APR will vary with the market, based on WSJ Prime Rate. We may end your introductory APR for Purchases and Balance Transfers and apply the APR in effect or the Penalty APR if you make a late payment.
20% Introductory Balance Transfer APR: 0% for the first six billing cycles; after that variable APR for Purchases;
3Net purchases are defined as the dollar value of goods and services purchased with the card, minus any credits, returns or other adjustments reflected on monthly statements.
4Available prizes and point levels are subject to change without notice. Sample listing only. Full program details provided after account is open.
50% introductory Annual Percentage Rate for purchases during the first 6 billing cycles. After that, your APR will be 14.99% to 16.99% based on our review of your application and credit history. This APR will vary with the market, based on WSJ Prime Rate.
All Cards: Cash Advance APR: WSJ Prime Rate + 10.99% (19.99% minimum, 24.99% maximum, currently 19.99%) Penalty APR: 23.99%. This APR may be applied to your Account if you make a late payment. If your APRs are increased because you are late, the Penalty APR will apply until you make six consecutive minimum payments when due. If your APRs are increased for other reasons than listed above, the Penalty APR will apply for an indefinite period of time. To avoid paying interest on purchases: Your due date is at least 26 days after the close of each Billing Cycle. We will not charge interest on your Purchases if you pay your entire balance by the due date each month. If you are charged interest, the charge will be no less than $1.00. Fees: No annual fee. Balance Transfer Fee: 3.5% of the amount of each transfer, up to a maximum of $99. Cash Advance Fee: Either $5 or 3.5 % of the amount of each Cash Advance, whichever is greater; International Transaction Fee: 3% of each transaction in U.S. dollars.