Additional Business Services

ACH Services1

ACH (Automated Clearing House transactions) are a simple, cost-efficient way to:

  • Pay employees by direct deposit
  • Collect recurring customer payments
  • Pay suppliers and vendors automatically
  • Move money between multiple  locations

Please call the Operations Department at (336) 783-3900 for more information.


All Day Banking

When you make a deposit to your Surrey Bank & Trust account before 5 p.m. Monday through Thursday and 6 p.m. Friday, your account is credited that day, so you’ll have money in your account when you expect it to be there. Some exceptions may apply.


Debit Cards

Debit cards are now available for your business checking accounts. Simply complete the application and return to your nearest branch or fax to (336) 789-7868. Accounts requiring two signatures are not eligible for business debit cards. Debit cards may not be linked to sweep, savings, Money Market or consumer accounts.


Merchant Card Services

Our Merchant Services program provides a cost-effective way to offer your customers additional payment options – while improving your cash flow. For more information, please call (336) 783-3924.

To access the Merchant PCI-DSS Compliance Program, click here.

Online Banking


Remote Merchant Capture

Remote Merchant Capture lets you deposit checks electronically anytime you want without leaving your office. For information, please call (336) 783-3924.


Sweep Accounts1

Sweep options are available to put your idle balances to work.

Contact your branch for information.


Wire Transfers (international and domestic)

Contact us for proper wiring instructions


24-hour Customer Service Numbers

  • Lost or Stolen ATM/Debit Cards
    Call 1-800-500-1044 24 hours a day to report lost or stolen cards.
  • Fraudulent Activity on ATM/Debit Card
    Call 1-688-334-1048 24 hours a day to report suspected fraudulent activity on your card
  • Lost or Stolen Credit Cards
    Business Visa® or Business Rewards Visa®
    Call 1-877-881-6018 or visit
    Business Advantage MasterCard®
    Call 1-800-854-7642 with all customer service requests, including lost or stolen cards.

Convenient 24-hour ATM locations


Night deposit at all bank locations


Online Check Reorders



1 Requires commercial checking account